As Friesiansam has said above, their is certainly nothing wrong with using USB to output to a DAC. You get the best performance out of the D90 in that regard. Where I was going is performance between the D90 and the EX5 is alot closer than you'd think.
From an amplifier standpoint from an SNR perspective, their isn't a great deal with between the EX5 and the A90. You have very good performance from low and hi volume.
Next let's also consider what you actually get.
Both the D90SE/D90 have a whole multitude of inputs. Some of these are certainly aimed at True Audiophiles rather than enthusiasts
- IIS
- AES
- Optical
- COAX
- Bluetooth
- USB
Of those, USB, Optical and Bluetooth and Coax are the ones that you are going to find most useful. These are all present on the EX5.
The D90SE, A90 and EX5 all have balanced and unbalanced outputs to connect to other HIFI equipment or Powered Speakers.
Both A90 and EX5 have balanced XLR and Unbalanced Quarter Inch outputs (most common) for headphones.
For most people that connectivity is exactly what they'll want to use.
Next, what are the differences.
- The D90SE has 4 filters (Which in experience achieve little. I set mine to be the ones that gives the best SNR response)
- The D90SE performance is marginally superior
- The A90 can comfortably power Cans requiring a nuclear reactor (600 ohms). However as the best headphones don't need this then its a rather mute requirement.
- The A90 again being a dedicated AMP has marginally superior performance.
- The A90 has the rare 4mm balanced output.
- The A90 doubles it's output power under balanced operation. The EX5 does not.
Next, let's consider the known bugs.
1. MQA. The D90 has a known issue where in the D90 MQA the XMOS MQA USB chip upsamples all audio before hitting the DAC. I believe this has forced Topping to look a different chips and MQA impelmentations to circumnavigate this problem. my understanding is the transition to the SABRE chip has allowed Topping to dodge that bullet in the D90SE. However for myself, their is no workaround other than to use an inferior input to bypass the XMOS chip entirely
(
https://www.audiosciencereview.com/...ng-d90-balanced-usb-dac-review.10519/page-158)
2. Ground Loop between the D90 and A90 Stack on RCA. I understand this is still a known issue. The current workaround being use RCA to XLR Adapter cables when linking the two together or XLR to XLR. Depending on what you are doing, this might be a cause for concern. In a combined DAC AMP Combo, this isn't even an issue to begin with.
3. A90 Pot in some units has a favoured left balance. In the EX5 it's totally digital, and not analogue, so that isn't a problem.
Finally the difference in Cost. When you consider the Import Duty etc. for this now, you have to be a million % comitted, because those duties and tax (especially now we've left the EU) are going to sting the more expensive an item is.
I'm saying all of this not to put you off, but to seriously make you think about whether you are going to get the best out of it.....and if you need to spend that much money on the stack for your use case.