Theres alot to be said for "it could never happen to you" i have saved and saved and worked my B******s off even my wife gave me some dosh she had saved. The kit i had in mind was all pioneer SC-81 Amp- lx-91 Blu-ray player Tannoy Arena-500 speakers QED Cables BK-Monolith and the Pioneer 5090 Plasma,i was well excited and pretty emotional about being able to have such great kit, this is a big purchase and would have given my family much enjoyment, i also consider myself being lucky enough to be able to buy such a great system, i got in tonight from town and my wife said that my boss had called, and could i call him, i did and i have been laid off, the bank will not support him so has lost 3 big jobs, therefore no work i am distraught and very upset, its funny how loosing your job makes you put things into perspective, now its about making this money we had last, its a sad fact that everyone is effected by this crisis at the moment, and like i said you never it can happen to you.Still it would have been a nice system, i think its fair to say that this is why people rather hang onto there money, because they just dont know whats round the corner, anyway there you go.