I live in a flat so can't have my tunes too loud. I tend to use music to relax and have my online radio chillout tunes at low level, but still loud enough to hear and appreciate the production etc. Having music too loud is really annoying for me, that's why I never went clubbing, or frequented pubs banging out nasty nonsense. I watch films and TV on my PC screen and it sounds OK, but no bass obviously. If a load of money turned up, I would have a new system in a place miles from anyone, but I don't think I'd have it loud, just enough to be enjoyable. If you're into thrash metal or similar, you'd probably want it loud,, but that's not my cup of tea at all.