After many hours of playing I've found that there isn't a standard solution to this. In theory set the sub roll-off to overlap the speakers by about 10Hz or so, but in reality it depends on too many factors. If I follow the config rule for roll-off then it sounds dreadful. Set the volume a tiny amount louder than where you can't hear it, set the roll-off to whatever sounds best and enjoy. On a different CD you might find that new settings sound better! Tweaker's nightmare.