I don't think most people here have (or would) criticised you for trying to get the best setup for the money you have available. I think people are trying to help you get the best setup you can for the money you have available.
However, online advice can only go so far. The one thing I would really recommend, and I imagine most people would, is to audition the components you are considering before buying. If at all possible, go along to your nearest hi-fi dealer, tell them what your budget is and what you're looking for in a system, and ask to hear them. It's far more foolproof than asking people on a forum; because your ears will tell you whether or not you're going to get what you want.