Forester:
My budget depends on the possible results. If I stay with the current gear (two month ago this was not for discussion but now...) I prefer to go for a good value-for-money option which suits or is a bit above my current gear.
On the other hand, if the new speaker would improve my current NAD system and grow with a better amplifier, I may go that way.
Problem is, I just realised (or started to) whats possible and want a good solution without overkill.
I've used a NAD with speakers worth 10 times as much for years. Overkill doesn't come into it, the old rule of thumb used to be to spend as much on speakers as you do on the rest of your equipment. Yes, a better amp will improve the sound of a better speaker, but the speaker will sound good to begin with and better than budget models anyway.
Dynaudios are a good choice as, like Totems, they're good enough to withstand several upgrades of amplifiers.
There's a point where the hobby changes and that's where upgrading stops and listening to music begins. The quickest way to get there is to buy good to begin with, and it saves money in the end.