I intend to buy the Panasonic TX19LXD8 as a second set. The cheapest I have seen it is about £235 ex delivery and without warranty, which would cost £70 for 3 years for example. Other sites obviously ask more for the set and additional warranty. John Lewis ask £292 for the set, delivery and a 'free' 5 year warranty. If one is set on a warranty this would be better value, but are they really worth the extra expense with the standard of technology now? Any views most welcome!
Warranties - are they worth it?
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Ravey Gravey Davy
Well-known member
£263.90 with 5 yrs @ Richer Sounds or get JL to price match that.Always safer with a warranty, if it is not too excessive.
Alec
Well-known member
Only you can decide that. If you are the type that does not mind the expense, and prefers the peace of mind then yes they are.
If you are the type that that puts their trust in modern technology then they are a waste of money.
I was offered a free 5 year warranty with my Pana PZ80, takes the value question right out of the equation. Bought from Empire Direct just before Christmas, thought I'd blown it when they went bust. However only this week received my warranty from Pana.
A warranty is only worth its money if you need to claim,, I'm the sort that likes the peace of mind.
Leahandanna
If you are the type that that puts their trust in modern technology then they are a waste of money.
I was offered a free 5 year warranty with my Pana PZ80, takes the value question right out of the equation. Bought from Empire Direct just before Christmas, thought I'd blown it when they went bust. However only this week received my warranty from Pana.
A warranty is only worth its money if you need to claim,, I'm the sort that likes the peace of mind.
Leahandanna
ElectroMan
Well-known member
Of course, legally guarantees and warranties are neither here nor there - it's the Sale of Goods Act that's important, although I can understand if people don't want the potential hassle.
I bought a £10 torch from Argos last year, and was asked if I wanted to take out an extended warranty!
I bought a £10 torch from Argos last year, and was asked if I wanted to take out an extended warranty!
Ravey Gravey Davy
Well-known member
ElectroMan:
Of course, legally guarantees and warranties are neither here nor there - it's the Sale of Goods Act that's important, although I can understand if people don't want the potential hassle.
I bought a £10 torch from Argos last year, and was asked if I wanted to take out an extended warranty!
OP- forget legal rights and the SOG act, which go without saying- leahandannas post is spot on. If its worth it in your own mind ,do it.
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
Your statutory rights are not affected by this post.
Of course, legally guarantees and warranties are neither here nor there - it's the Sale of Goods Act that's important, although I can understand if people don't want the potential hassle.
I bought a £10 torch from Argos last year, and was asked if I wanted to take out an extended warranty!
OP- forget legal rights and the SOG act, which go without saying- leahandannas post is spot on. If its worth it in your own mind ,do it.
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
Your statutory rights are not affected by this post.
You get a year with every new purchase. Extended warranties are a license to print money for retailers.
ÿ
ÿ
idc
Well-known member
Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
ElectroMan
Well-known member
Ravey Gravey Davy:
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
Ravey Gravey Davy
Well-known member
ElectroMan:Ravey Gravey Davy:
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
we are on the same side- I don't take out policies for the sake of them but certain places eg JL and RS are a no brainer under normal circumstances.There just isn't the time or space to explain the full whys and why nots about policies in general,but certainly I never take the eg Argos offer for insurance- which as Joelsim points out is a license- but not all of them are.
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
we are on the same side- I don't take out policies for the sake of them but certain places eg JL and RS are a no brainer under normal circumstances.There just isn't the time or space to explain the full whys and why nots about policies in general,but certainly I never take the eg Argos offer for insurance- which as Joelsim points out is a license- but not all of them are.
Alec
Well-known member
ElectroMan:Ravey Gravey Davy:
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
quite right too electroman.
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
quite right too electroman.
Alec
Well-known member
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances, but surely the money doesnt build up that quickly? And if ive only paid a months worth on my warranty, im still entitled to benefit from it. Your scheme would mean hoping nothing goes wrong and waiting tensely...?
Personally im neither here nor there. Does it make a difference if your not capable of fixing things yourself? I've had a couple very reasonable warranty offers on stuff ive had ages, but which i couldnt fix myself, and which it would be a PITA to replace. Tho i guess i do have to accept the inevitability of replacing them some time...
I dont want you to give me chapter and verse on your personal finances, but surely the money doesnt build up that quickly? And if ive only paid a months worth on my warranty, im still entitled to benefit from it. Your scheme would mean hoping nothing goes wrong and waiting tensely...?
Personally im neither here nor there. Does it make a difference if your not capable of fixing things yourself? I've had a couple very reasonable warranty offers on stuff ive had ages, but which i couldnt fix myself, and which it would be a PITA to replace. Tho i guess i do have to accept the inevitability of replacing them some time...
Alec
Well-known member
Ravey Gravey Davy:ElectroMan:Ravey Gravey Davy:
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
There just isn't the time or space to explain the full whys and why nots about policies in general...
Oh, go on...
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
There just isn't the time or space to explain the full whys and why nots about policies in general...
Oh, go on...
Ravey Gravey Davy
Well-known member
al7478:Ravey Gravey Davy:ElectroMan:Ravey Gravey Davy:
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
There just isn't the time or space to explain the full whys and why nots about policies in general...
Oh, go on...
No,shan't -so mner,mner
I wish people would stop comparing the SOG act with extended warranties -two different things entirely.
I wasn't comparing them, just pointing out that you should be covered legally anyway.
And the difference with extended warranties is that they are are designed to make big profits for the company offering them!
Anyone thinking of one could do worse than checking here and here.
There just isn't the time or space to explain the full whys and why nots about policies in general...
Oh, go on...
No,shan't -so mner,mner
Ravey Gravey Davy
Well-known member
al7478:
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
Alec
Well-known member
Ravey Gravey Davy:al7478:
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
idc
Well-known member
al7478:Ravey Gravey Davy:al7478:
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
Not a problem. Everything from the car to the central heating to the couch I am sitting on right now has resulted in a warranty being offered. The car was a plan of about £15 per month, the heating was about £9 a month, the couch a one off payment of £150 for four years. That is £438 for the year. Add in all the other stuff you buy where a warranty is offered and it is amazing how it adds up. After 20 years of doing this I get to about £500 in the account and stop, as I have never had a bill that big. And, unlike any other warranty I pay out instantly and without quibble - priceless!
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
Not a problem. Everything from the car to the central heating to the couch I am sitting on right now has resulted in a warranty being offered. The car was a plan of about £15 per month, the heating was about £9 a month, the couch a one off payment of £150 for four years. That is £438 for the year. Add in all the other stuff you buy where a warranty is offered and it is amazing how it adds up. After 20 years of doing this I get to about £500 in the account and stop, as I have never had a bill that big. And, unlike any other warranty I pay out instantly and without quibble - priceless!
Alec
Well-known member
idc:al7478:Ravey Gravey Davy:al7478:
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
Not a problem. Everything from the car to the central heating to the couch I am sitting on right now has resulted in a warranty being offered. The car was a plan of about £15 per month, the heating was about £9 a month, the couch a one off payment of £150 for four years. That is £438 for the year. Add in all the other stuff you buy where a warranty is offered and it is amazing how it adds up. After 20 years of doing this I get to about £500 in the account and stop, as I have never had a bill that big. And, unlike any other warranty I pay out instantly and without quibble - priceless!
Thanks. Very interesting. I mght do some calculations.
idc:Take whatever the suggested price of the warranty is (it is calculated by actuaries to cover the cost of all claims, plus expenses and a profit) and then put that amount into a Building Society (or what you think is safest!) account. It will soon build up and then should anything you own break down, you have the money instantly, no quibbles to either repair or replace. It is called self-warranting and it has saved me a fortune over the years.
I dont want you to give me chapter and verse on your personal finances,
Oh,go on
LOL!
Not a problem. Everything from the car to the central heating to the couch I am sitting on right now has resulted in a warranty being offered. The car was a plan of about £15 per month, the heating was about £9 a month, the couch a one off payment of £150 for four years. That is £438 for the year. Add in all the other stuff you buy where a warranty is offered and it is amazing how it adds up. After 20 years of doing this I get to about £500 in the account and stop, as I have never had a bill that big. And, unlike any other warranty I pay out instantly and without quibble - priceless!
Thanks. Very interesting. I mght do some calculations.
idc
Well-known member
al7478:
Thanks. Very interesting. I mght do some calculations.
Don't worry about that, just send your money to me and I will keep it safe with my alternative warranty company..........
Thanks. Very interesting. I mght do some calculations.
Don't worry about that, just send your money to me and I will keep it safe with my alternative warranty company..........
ElectroMan
Well-known member
The advice that newspapers usually give when talking about warranties, is that you can arrange your own direct with an insurer at a fraction of the price. Not sure how easy this is.
And I have to confess that I did take out a warranty a few years ago on a Philips CRT TV - mainly because previous Philips sets I'd rented had developed faults after a few years. And sure enough, just over a year later the screen died. It was collected under the warranty, and a week later I was told to choose a new set as it was beyond repair!
And I have to confess that I did take out a warranty a few years ago on a Philips CRT TV - mainly because previous Philips sets I'd rented had developed faults after a few years. And sure enough, just over a year later the screen died. It was collected under the warranty, and a week later I was told to choose a new set as it was beyond repair!
I really appreciate all the comments in response to the warranty question. It is a judgement call and I will have another look around the suppliers sites - Richer Sounds looks like a good option.
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