just ready to renew my house insurance again and really struggling to find comprehensive details as to what companies actually classify items as, all seems a little vague which i'm sure will be in their favour if you are ever unfort enough to need to claim! for example churchill policy says High-risk items Home entertainment equipment and valuables. Home entertainment equipment All computer equipment (including games and laptops), television sets, DVD and video players and recorders, games consoles and audio equipment in your home. Valuables Jewellery, objects made of precious metal, pictures and other works of art, clocks, watches, photographic equipment (including video cameras), furs, antiques (but not antique furniture) and stamp, coin and medal collections So where does your CD collection, DVD collection, Vinyl collection etc fall in to - surely they are not classed as equipment? i bet there are a fair few members under insured! For example the Churchill policy offer £50,000 contents cover with £15,000 high risk that not a lot once everything is added together! Could be a good What hi-fi artical in this!