Ajani:
jc.com:I vaguely remember, when I first became interested in HiFi (long before CD/MP3 etc. was invented) the rule of thumb was to spend something like 25-30% on your source, a similar amount on the amplifier and the remaining 40-50% on speakers. If you look at WHF's recommended systems you find the following (yes, I did use a calculator!): Budget: 35/34/31 Mid-range: 41/41/17 High-end: 28/47/25. Discuss!
As others have already pointed out, what you use as source makes a significant difference in any ratios (whether Turntable, CD Player or just a DAC)....
The major issue I've always had with any ratios is in regard to the speakers: Are we talking about Monitors or Towers? Since the Tower version of a speaker can cost more than double the price of the Monitor. So let's use WHF's Mid-Range Best Buy setup:
The Ratio is currently 41/41/17 using a Cyrus CD, Roksan Amp and B&W 685 Monitors... suppose I substituted the B&W 684 or better yet 683 for the 685s (assuming I have too large a room for the 685s), then the ratio changes to 33/33/33.
Now let's try another bit of math: I build a system with a 33/33/33 split on CD/Amp/Monitors, and once again decide to upgrade monitors to towers (the towers cost exactly twice the price of the monitors), then the ratio is now 25/25/50...
Ratios are fun to talk about, but not that relevant in actual buying decisions (as long as you don't get too ridiculous like spending only 3% of your total system cost on speakers - I doubt that would be good value for your money)....
It's obvious that my memory isn't what it is, judging by the comments about paying more for the source, but I'm not sure it matters whether we're talking about floorstanders or otherwise as that decision should surely follow from your room/lifestyle (and probably a bit of negotiation with the missus!). I had a vague notion that the philosophy was that it's harder to make decent speakers than the other bits, so spending more on them meant the whole thing was balanced.